How Much

Quick loan application in 15 minutes!

Simple, Fast, Reliable

Loans Made Easy

Decided to take a loan? Make a request on our website and wait for response to e-mail within 24 hours from the time of the request during business hours.


    You need to fill out the form and you will get a response within 24 hours.


    Paid into your bank account within 15 minutes after approval for your loan amount.


    Just kidding. There is no third step. It’s really that simple


We provide you with several loan options that suite your needs

  • Consumer Credit

    Get a personal loan, Business loan or for what ever you need a loan for. Quick and easy telephonic application process

  • Urgent Loan Need

    Get your loan approved and transfer to you before the end of the day. Once your application is successful, your cash will be transferred to your bank account within 5 min.

  • It′s Fast and Secure

    All our telephonic applications are recorded for security and quality purposes. You can rest assure that the application process is Fast, Save & Secure.

I needed a loan for my car that broke unexpectedly. I like that is was easy and very quick to get a loan, the money was in my bank account the same day as my application. Thank you

Testimonials loan4debt - Xolani

Xolani Mqatazana

I am so happy with the level of service I received from Loan 4 Debt. I was calls within 5 min of completing my application online. The Lady that helped me was very friendly and helpful. Great service thank you.

Testimonials loan4debt - Lisa

Lisa van Rooyen

I just needed a small loan. It was so easy to apply and I received my money in my bank account just after I talked to the person on the phone. I will use loan 4 debt again when I need a loan for something.

Testimonials loan4debt - Franklin

Franklin Balewa


For the very best loans, just when you need it!

Frequently asked questions

We’re here to ease your short term, urgent cash flow needs. So, if you’re short of cash due to an unexpected bill, emergency or opportunity you can’t miss, we could help. We know life doesn’t always go to plan, so we’ve made our service as flexible as possible.

Our loans are intended for occasional use only You shouldn’t use our service to manage existing debt or if you’re already feeling the strain financially Our loans must be repaid within weeks Our service isn’t designed for long term borrowing and isn’t always the cheapest option

You’ll be charged a R200 missed payment fee. We may report this to credit reference agencies. This may affect your credit rating and your ability to get credit from us or other lenders in the future. It may also make getting credit more expensive in the future.

If your application is approved, you’ll need to keep a serious promise. We want our relationship to be a happy and trusting one, so we lay out the facts as clearly as possible. Only you can decide whether to apply or not. So if you’re not sure you can afford a loan, or comfortably repay on your chosen date, please get advice before making a decision.

We take individual care to each application and the process in most cases takes around 24 hours to receive an update whether your application is successful. After successful application you will receive a notice and once all the necessary information is provided your loan amount will be deposited within 15min to your account.

In some cases where more investigation is required to approve your application, things like a low credit score or frequent loan applications can affect the processing time. We try to give you the best opportunity and this can require additional time beyond the standard 24 hours.

What you need to apply:

  • You must be 18 and over.
  • You must have a valid RSA ID
  • You must be creditworthy
  • You must be employed full time

Before you get started

Our loans are for short & long term use. If you miss your repayment, a default fee may be charged and it may impact your credit rating.

It is really very simple. Complete the form and we can send up to R150 000 within 5 minutes of your loan being approved, after a brief Telephonic assessment and credit check. No more waiting forever for a letter from your bank.


Not sure? contact us:

087 654 4152


Final details. Fill out the application form to finalize your request for a loan

  • Where ever you are

    Get a quick, easy loan anywhere in South Africa. Your application is done via a quick telephonic assessment. We phone you back after you submit your application and once approved your cash will be in your account before you know it.

  • Directly to your card

    The best is your cash gets transfer instantly to your choice of bank account. No need for any waiting periods or paper work

  • Having trouble?

    No need to stress. Just call us on 087 654 4152 and we will help you with the full application process via the phone.


Street Address

119 Booysens Reserve Rd,
Theta, Johannesburg South,

Call now to speak with an agent

087 654 4152

Send us a WhatsApp now for more info

+27 63 665 0391


Are you struggling to get approved for your loans? Are you looking for a solution to clear your debt rather than making more debt?

Contact us for more information on a proper solution.

Fill in the form and we will call you back for a free assessment.